A 5% deposit does not always mean 5% cash
A 5% deposit helps with LVR. Cash to complete is the real number you need available to get the purchase done.
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5% deposit vs cash to complete
A 5% deposit can help with LVR, but it is not always the full amount needed to settle.
Selling and buying at the same time
Sell first, settle together, or buy first with bridging finance? Here is how to think through the options.
Self-employed income and home loans
How self-employed income is usually looked at, and why the number on paper can be different to the number you use day to day.
Why borrowing numbers can vary between brokers
A quick look at why borrowing estimates can change, and what to check before you rely on a number.
Deposit and borrowing power are not the same thing
The money you have saved and the loan you can afford are related, but they are not the same thing.
How much deposit do first home buyers need?
A simple breakdown of the deposit, the extra costs, and the options that might be worth checking before you wait longer than you need to.
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