Work out your buying costs or compare ways to repay your loan. Free to use, with no contact details required.
Estimate your deposit, stamp duty and fees. Save the figures and come back when the property price or quotes change.
Calculate buying costsKeep moving costs and your cash buffer separate. Final costs and loan approval still need checking.
Compare an offset, extra repayments or a lump sum. Save a plan to revisit with your next loan statement.
Compare repaymentsAn estimate, not your lender's exact interest calculation. Check product fees, offset availability and repayment rules.
See why three fictional lender types give different estimates from the same income and expenses.
An illustration of lender differences, not a live borrowing limit or named lender's policy.
Compare the timing, peak debt and costs of selling first, aligned settlements, bridging or keeping both homes.
Bridging availability, valuations, contract terms and tax outcomes need separate advice.
Explore a shared-equity purchase and compare the estimated loan and repayments with a standard purchase.
Check current scheme rules and property limits. An estimate doesn't confirm eligibility or an available place.
Each tool explains its assumptions and links to the sources it uses. Check dates and current rules before relying on a result.
The site uses analytics to understand which pages and tools are useful. See the privacy policy. Do not enter account numbers, bank login details, tax file numbers or identity-document numbers.
For more background, read the first-home buyer guide, cash-to-complete guide or home loan process.