What's available to you in Western Australia
$10,000 Grant
For new homes up to $800k (south of 26th parallel)
Stamp Duty Relief
Exemption up to $600k (from 7 May 2026)
Grant property caps
Higher caps north of 26th parallel
2026-27 Budget changes: For transactions entered into on or after 7 May 2026, the first home duty exemption is $600k (concession to $800k) and vacant land $450k (concession to $550k). RevenueWA has now applied these rates, so eligible purchases that settled under the old settings can be reassessed for a refund.
Federal scheme options in WA
Nationwide| Scheme | Deposit | Who it suits | Key benefit |
|---|---|---|---|
| 5% Deposit Scheme (General stream) | 5% | First home buyers (or not owned in 10 years) | Avoid LMI via government guarantee |
| 5% Deposit Scheme (Single Parent stream) | 2% | Single parents/guardians with a dependent | No LMI; not restricted to first home |
| Help to Buy (shared equity). Try the calculator | 2%+ | Low‑to‑middle income buyers | Government equity lowers loan size and repayments |
| First Home Super Saver (FHSS) | N/A | Savers building a deposit | Tax‑advantaged savings via super |
Check current availability with Housing Australia or your broker.
WA 5% Deposit Scheme Property Price Caps
Reviewed July 2026.
See what this could mean in dollars: my free cost to complete calculator estimates WA stamp duty, first home buyer concessions and the total cash you may need to complete a purchase at your price point.
Western Australia programs
First Home Owner Grant (new homes)
- Grant: $10,000 for new homes.
- Cap south of 26th parallel: $800,000 (raised from $750,000 on 7 May 2026).
- Cap north of 26th parallel: $1,000,000.
- Residency: Must occupy as principal place of residence.
First Home Owner Rate of Duty
- No duty: Homes up to $600,000.
- Concession: $600,001 to $800,000.
- Land relief: No duty up to $450k, concession to $550k.
- Timing: Transactions entered into on or after 7 May 2026. Eligible purchases assessed under the old settings can now be reassessed for a refund.
Perth metro vs regional benefits
South of 26th parallel (incl. Perth & Peel)
- FHOG cap: $800,000 (from 7 May 2026)
- Stamp duty exemption: Up to $600,000
- Stamp duty concession: $600,001 to $800,000
- Land exemption: Up to $450,000 (concession to $550,000)
- Federal access: 5% Deposit Scheme (WA caps $850k/$600k)
North of 26th parallel
- FHOG cap: $1,000,000
- Stamp duty exemption: Up to $600,000
- Stamp duty concession: $600,001 to $800,000
- Land exemption: Up to $450,000 (concession to $550,000)
- Federal access: 5% Deposit Scheme (WA caps $850k/$600k)
WA stamp duty savings examples
Thresholds apply to eligible transactions entered into on or after 7 May 2026. Use the cost to complete calculator for an estimate at your price point.
Checking WA support
Check the property location
Check whether the property is north or south of the 26th parallel to identify the applicable grant cap.
Check guarantee eligibility
Check the Australian Government 5% Deposit Scheme requirements with a participating lender. Eligibility and lender assessment still apply.
Claim WA benefits
Check the $10k grant requirements for a new home and the duty rules for your purchase.
Note: WA's regional properties north of the 26th parallel get $1M caps, providing access to higher-value properties with full grant eligibility.
Important things to know
Geographic boundaries matter
The 26th parallel determines whether you get metro or regional benefits - confirm your location before buying.
New thresholds from 7 May 2026
Transactions entered into on or after 7 May 2026 get the $600k duty exemption (previously $500k). If yours was assessed under the old settings, you may be able to apply to RevenueWA for a reassessment and refund.
New homes only for grants
The $10k FHOG is only for new construction - not existing homes. Stamp duty relief applies to both.
You need to live there
Must be your main residence for the required continuous period. Keep detailed records.
Different rules for land
Vacant land purchases have different price caps than completed homes - check both if building.
Check your WA eligibility
I'll help check which property caps apply and estimate the grant, duty and other buying costs.
Still working it out? See how the process works, step by step, or start with the First Home Buyer Guide.
Stamp duty at each price
Duty for investors, home buyers and first home buyers at 27 prices, with the rate tables and worked examples: Western Australia stamp duty figures.
Official sources
- Duties fact sheet: first home owner rate, Government of Western Australia
- 2026-27 Housing Taxation Package, Government of Western Australia
- About the first home owner grant, Government of Western Australia
Main figures on this page were checked against these sources on 25 September 2026.