Here's the deal: we'll explain what's actually happening with your loan, figure out a plan that makes sense for your situation, and handle the back-and-forth so you don't have to. You'll understand what you're signing. We'll pick up the phone when you call.
Free, no obligation. We'll tell you if we can help or point you somewhere better if we can't.
We started Raynor Lending because we like explaining this stuff. Genuinely. We like it when something clicks for someone.
We'll explain things in plain English. If you need us to go over something again, just say so. We'd rather you feel confident than confused.
We ask what you're actually trying to do. What are you trying to do in the next five years? Buy again? Start a family? Build a portfolio? We structure your loan around your goals, not just what gets approved fastest.
We handle the paperwork and chasing. You shouldn't have to spend your time following up with banks or filling out forms. That's our job.
We stay in touch after you settle. Life changes, rates change. We'll keep an eye on things and let you know if there's a better option.
We're easy to reach. Phone, email, text—whatever works for you.
We compare the market so you get the best deal, not just what one bank offers.
We fight for lower rates and better terms on your behalf.
We check your loan every year. If there's a better deal, we'll find it.
Professional guidance without paying broker fees.
You're not just waiting on the bank - we're in there pushing your application forward. Chasing valuations. Following up on conditions. Negotiating terms. And keeping you updated the whole way through, not just at the big milestones.
Fill out this quick form to get started. We'll personally review your situation and get back to you within 24 hours with specific advice - completely free, no obligations.
0433 967 807
jai@raynorlendingsolutions.com.au
All of Australia
Click ℹ for meeting options
Evening appointments available by request
Access to Australia's major banks and specialist lenders means we find the perfect loan for your unique situation
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Former banking insiders who now fight for you, not the banks.
Founder & Principal Mortgage Broker
I spent over a decade inside the banks, which mostly taught me how confusing this industry is when you're on the other side of it.
Now I get to do the part I actually like: explaining how things work, building a plan with someone, and then handling the details so they don't have to think about it.
I'm a bit of a nerd about this stuff. I like the strategy conversations. I like the random questions. And I like when someone finishes a call actually understanding what just happened.
Mortgage Broker
With extensive experience in mortgage broking and lending services, Peter focuses on building lasting client relationships and finding the right finance solutions for every situation.
Peter's approach is straightforward: connect with clients, understand their circumstances, and guide them through the lending process with clarity and confidence. No one gets left in the dark.
"I believe in empowering clients through education. When you understand your options, you make better decisions for your financial future."
From overwhelmed first-home buyers to confident property owners - discover the journeys that matter most.
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Real experiences from real people - straight from Google
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Real clients sharing real experiences
Real clients, real outcomes - discover how we turn home ownership dreams into reality
Tim & Kim
First Home Buyers
Like many first-home buyers, Tim and Kim found the process overwhelming at first. With transparent guidance and patient, step-by-step support, they gained clarity and confidence as each stage became easier to navigate.
What mattered most was having someone in their corner - available, honest and focused on their goals, so decisions felt informed rather than daunting.
"Jai was absolutely brilliant from beginning to end! He’s transparent, thorough and made sure to walk us through the next steps at each stage - which we really appreciated as first home buyers. It’s such an overwhelming, scary and complex journey to buy your first home - to have someone in your corner, supporting you, and explaining all the terms and steps was absolutely necessary for myself and my partner."
"Jai was engaging, patient, and accessible at all times - even from on a cruise ship he managed to do our first consultation, and communicated with us daily - even called us when he got back on the Saturday because I had emailed him about an offer on a house."
"I also really appreciated his complete honesty when choosing a good bank that fit with us and what we wanted - a wealth of knowledge and advice!"
Jayde & Ryan
First Home Buyers
Like many first home buyers, Jayde felt completely overwhelmed by the mortgage process. Every bank conversation left her more confused, more anxious. That's when she found Jai - someone who saw past the transaction to the person with a dream who needed genuine support.
Six weeks later, Jayde and Ryan were holding their keys. Jai had met them exactly where they were, turning an overwhelming journey into something manageable and even exciting. He worked tirelessly behind the scenes while advocating for them every step of the way.
*Achieved through parental guarantee
"Cannot recommend Jai enough! As a first home buyer, I was feeling pretty overwhelmed, but working with Jai made the entire process feel manageable and even exciting. He truly met me where I was at, and it genuinely felt like Jai was in our corner every step of the way."
Talisha & Phoenix
First Home Buyers
When Talisha and Phoenix first reached out, they felt stuck. With only $30,000 saved, homeownership seemed like a distant dream. That's when we started with a personalised strategy session, walking through exactly how the First Home Guarantee scheme could work for them.
Just three months later, they were celebrating in their brand new home. Through strategic planning and expert guidance, we turned their modest deposit into the keys to their future. Jai was there every step of the way, making sure they secured a great rate and understood exactly what they were signing.
"We thought $30,000 would never be enough, but Jai showed us exactly how to make it work. The strategy session opened our eyes to possibilities we didn't even know existed. Three months later, we're homeowners with a fantastic rate. Couldn't have done it without him!"
