After years watching banks prioritise profits over people, I had enough. As your former banking insider, I've seen how the system really works—and now I use that knowledge to fight for you. I'll decode the fine print, compare 50+ lenders and secure the fair deal you deserve. Straight talk and real advocacy.
Honest answers over bank jargon
Access to deals you might not find alone
Your advocate from application to keys
We believe every Australian deserves transparent, fair lending. But working inside the banking system, I witnessed too many clients being steered toward products that benefited the bank more than the borrower.
The moment I realised I couldn't be part of that system anymore was when I saw a family lose their home because they were given unsuitable loan terms. That's when I founded Raynor Lending Solutions—to champion your interests and navigate the system to your advantage, not the banks'.
Learn More About Our MissionBanks speak jargon. I speak your language. Get clear answers, personal advice, and the confidence you're never paying more than you should.
Straightforward advice, no finance-speak
A strategy built around your goals
Your advocate, every step of the way
Need Expert Guidance?
Claim a FREE 30-minute advocacy session—no sales pressure
Claim Free Advocacy SessionExpert help to navigate grants & simplify your first purchase.
Unlock hidden savings & better rates when you refinance.
Unbiased advice focused solely on your best outcome.
Get professional guidance without paying broker fees.
I'm Jai, founder of Raynor Lending Solutions. After years working within the banking system, I saw how loyalty was often 'rewarded' with higher rates, while the best deals went to new customers. Banks rely on the fact that most people don't shop around.
That didn't sit right with me. Australians deserve transparency and a fair go when it comes to their biggest financial commitment.
That's why I started Raynor Lending Solutions – to be the advocate in your corner. I demystify the mortgage process, compare options from over 50 lenders, and fight to ensure you're not paying a cent more than necessary. Consider me your friend in finance, dedicated to your financial wellbeing.
"I'm not here to sell you a loan. I'm here to find you the right loan. One that fits your goals, your lifestyle, and your future plans. Let me handle the banks, so you can focus on what matters most to you."
Expert guidance for every step of your property and finance journey.
Protect your first purchase with straight talk, grant guidance and no bank runarounds.
Stop overpaying on loyalty. I'll hunt down a better deal and put the savings back in your pocket.
Leverage insider strategies to build wealth without hidden traps.
Tailored solutions for growth without the typical runaround.
Navigate SMSFs, trusts and tricky structures with an ally who knows the system.
Fair guidance and smart strategies that put you ahead.
Stop overpaying on your loan. I'll uncover better rates and options, so you save thousands for your future—not the bank's.
No more jargon or overwhelm. I'll explain every step, check your grant eligibility, and help you get the keys—faster and with confidence.
Your needs change, and so do rates. I'll review your loan every year and push for better deals—so you're always ahead, never left behind.
From overwhelmed first-home buyers to confident property owners - discover the journeys that matter most.
Google Reviews
From confusion to confidence - see how personal service made all the difference
"He spoke to me in real layman's terms... it felt like I was dealing with a real person."
"He spoke to me in real layman's terms... it felt like I was dealing with a real person."
Jayde & Ryan
First Home Buyers
Like many first home buyers, Jayde felt completely overwhelmed by the mortgage process. Every bank conversation left her more confused, more anxious. That's when she found Jai - someone who saw past the transaction to the person with a dream who needed genuine support.
Six weeks later, Jayde and Ryan were holding their keys. Jai had met them exactly where they were, turning an overwhelming journey into something manageable and even exciting. He worked tirelessly behind the scenes while advocating for them every step of the way.
*Achieved through parental guarantee
"Cannot recommend Jai enough! As a first home buyer, I was feeling pretty overwhelmed, but working with Jai made the entire process feel manageable and even exciting. He truly met me where I was at, and it genuinely felt like Jai was in our corner every step of the way."
Real experiences from real people - straight from Google
Why work with a dedicated advocate for your home loan journey.
✓ I Handle All the Paperwork
No forms, no confusion—just sign and relax. I'll manage every detail so you don't have to.
✓ I Compare 50+ Lenders For You
You get the best deal, not just what one bank offers.
✓ I Negotiate On Your Behalf
I fight for lower rates and better terms, so you save money and stress.
✓ I Review Your Loan Every Year
If there's a better deal, I'll find it—so you never overpay.
✗ Navigating complex paperwork
Every form, every phone call, every follow-up—on your own.
✗ Limited to one lender's products
No comparison, no choice—just what the bank wants to sell.
✗ Negotiating without an expert
No one in your corner when it's time to talk rates or terms.
✗ No ongoing loan reviews
No one checks if you're still on the best deal.
No obligation. No pressure. Just a straight-talking conversation about how to navigate the system to your advantage.
Evening appointments available by request
