Banks profit from complexity. As your mortgage broker, I'm in your corner—comparing 50+ lenders, translating the fine print, and fighting for terms they'd never offer you directly. Straightforward guidance, every step of the way.
Clear answers in plain English
Access to deals you can't get alone
Your advocate, from application to keys
Banks speak jargon. I speak your language. Get clear answers, personal advice, and the confidence you're never paying more than you should.
Straightforward advice, no finance-speak
A strategy built around your goals
Your advocate, every step of the way
Expert help to navigate grants & simplify your first purchase.
Unlock hidden savings & better rates when you refinance.
Unbiased advice focused solely on your best outcome.
Get professional guidance without paying broker fees.
I'm Jai, founder of Raynor Lending Solutions. After years working within the banking system, I saw how loyalty was often 'rewarded' with higher rates, while the best deals went to new customers. Banks rely on the fact that most people don't shop around.
That didn't sit right with me. Australians deserve transparency and a fair go when it comes to their biggest financial commitment.
That's why I started Raynor Lending Solutions – to be the advocate in your corner. I demystify the mortgage process, compare options from over 50 lenders, and fight to ensure you're not paying a cent more than necessary. Consider me your friend in finance, dedicated to your financial wellbeing.
"I'm not here to sell you a loan. I'm here to find you the right loan. One that fits your goals, your lifestyle, and your future plans. Let me handle the banks, so you can focus on what matters most to you."
Expert guidance for every step of your property and finance journey.
Get the keys with confidence—clear advice, grant help, and no surprises.
Lower your repayments and unlock better rates, hassle-free.
Smart lending strategies to help you build wealth with property.
Tailored solutions for business growth, cash flow, and asset purchases.
Expert help with SMSF, trusts, and complex structures—so nothing holds you back.
No more confusion, missed savings, or feeling left behind. Here's how I make your journey easier, clearer, and more rewarding.
Stop overpaying on your loan. I'll uncover better rates and options, so you save thousands for your future—not the bank's.
No more jargon or overwhelm. I'll explain every step, check your grant eligibility, and help you get the keys—faster and with confidence.
Your needs change, and so do rates. I'll review your loan every year and push for better deals—so you're always ahead, never left behind.
Meet Jayde & Ryan - our latest first home buyers who just picked up their keys. Here's their journey from feeling lost to holding the keys to their dream home.
Jayde & Ryan
First Home Buyers
Like many first home buyers, Jayde felt completely overwhelmed by the mortgage process. Every bank conversation left her more confused, more anxious. That's when she found Jai - someone who saw past the transaction to the person with a dream who needed genuine support.
Six weeks later, Jayde and Ryan were holding their keys. Jai had met them exactly where they were, turning an overwhelming journey into something manageable and even exciting. He worked tirelessly behind the scenes while advocating for them every step of the way.
*Achieved through parental guarantee
"Cannot recommend Jai enough! As a first home buyer, I was feeling pretty overwhelmed, but working with Jai made the entire process feel manageable and even exciting. He is incredibly kind, knowledgeable, and approachable, the kind of person who instantly puts you at ease. Jai truly met me where I was at, explaining everything in a clear, simple way and never making me feel silly for asking questions."
"He was always available for a chat, and I always felt heard and validated throughout the journey. It genuinely felt like Jai was in our corner every step of the way, advocating for us and making sure our needs were front and centre. I'm so glad we made the decision to go with him."
Here's what happens when you have someone fighting in your corner.
Here's what I do for you (and what banks don't).
✓ I Handle All the Paperwork
No forms, no confusion—just sign and relax. I'll manage every detail so you don't have to.
✓ I Compare 50+ Lenders For You
You get the best deal, not just what one bank offers.
✓ I Negotiate On Your Behalf
I fight for lower rates and better terms, so you save money and stress.
✓ I Review Your Loan Every Year
If there's a better deal, I'll find it—so you never overpay.
✗ You Do All the Paperwork
Every form, every phone call, every follow-up—on your own.
✗ You Only See Their Products
No comparison, no choice—just what the bank wants to sell.
✗ You Negotiate Alone
No one in your corner when it's time to talk rates or terms.
✗ You're Forgotten After Settlement
No one checks if you're still on the best deal.
See what's possible in 2 minutes. These calculators show your potential savings and borrowing power without the sales pitch.
What would you like to calculate?
Estimate how much you could save by refinancing your current home loan.
Calculate Now →Discover your potential borrowing capacity based on your finances.
Calculate Now →No obligation. No pressure. Just a straight-talking conversation about how to beat the banks at their own game.
Evening appointments available by request
