Meet Your Mortgage Advocates

Your Home Loan, Simplified. Your Future, Secured.

Banks profit from complexity. As your mortgage broker, I'm in your corner—comparing 50+ lenders, translating the fine print, and fighting for terms they'd never offer you directly. Straightforward guidance, every step of the way.

Clear answers in plain English

Access to deals you can't get alone

Your advocate, from application to keys

$0 Broker Fees
100% Transparent
5★ Google Reviews
Watch Our Story See why we're different

Your Home Loan, Simplified. Your Future, Secured.

Banks speak jargon. I speak your language. Get clear answers, personal advice, and the confidence you're never paying more than you should.

Straightforward advice, no finance-speak

A strategy built around your goals

Your advocate, every step of the way

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First Home Buyer?

Get our FREE guide packed with insider tips

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Need Expert Guidance?

Book a FREE 30-minute strategy session, no sales pressure

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Get Keys Faster

Expert help to navigate grants & simplify your first purchase.

Lower Your Payments

Unlock hidden savings & better rates when you refinance.

Your Goals First

Unbiased advice focused solely on your best outcome.

Expert Advice, $0 Fee

Get professional guidance without paying broker fees.

Jai Raynor - Mortgage Broker

Meet Jai Raynor: I Handle the Banks So You Don't Have To

I'm Jai, founder of Raynor Lending Solutions. After years working within the banking system, I saw how loyalty was often 'rewarded' with higher rates, while the best deals went to new customers. Banks rely on the fact that most people don't shop around.

That didn't sit right with me. Australians deserve transparency and a fair go when it comes to their biggest financial commitment.

That's why I started Raynor Lending Solutions – to be the advocate in your corner. I demystify the mortgage process, compare options from over 50 lenders, and fight to ensure you're not paying a cent more than necessary. Consider me your friend in finance, dedicated to your financial wellbeing.

"I'm not here to sell you a loan. I'm here to find you the right loan. One that fits your goals, your lifestyle, and your future plans. Let me handle the banks, so you can focus on what matters most to you."

What I Do

Expert guidance for every step of your property and finance journey.

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Buy Your First Home

Get the keys with confidence—clear advice, grant help, and no surprises.

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Refinance & Save

Lower your repayments and unlock better rates, hassle-free.

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Grow Your Investment Portfolio

Smart lending strategies to help you build wealth with property.

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Business & Commercial Finance

Tailored solutions for business growth, cash flow, and asset purchases.

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Complex Lending Made Simple

Expert help with SMSF, trusts, and complex structures—so nothing holds you back.

Not sure which fits you? Let's talk.

Your Edge in the Home Loan Game

No more confusion, missed savings, or feeling left behind. Here's how I make your journey easier, clearer, and more rewarding.

LATEST WIN

From Overwhelmed to Over the Moon

Meet Jayde & Ryan - our latest first home buyers who just picked up their keys. Here's their journey from feeling lost to holding the keys to their dream home.

Jayde and Ryan with their new home keys
KEYS DELIVERED ✓

Jayde & Ryan

First Home Buyers

Their Story

Like many first home buyers, Jayde felt completely overwhelmed by the mortgage process. Every bank conversation left her more confused, more anxious. That's when she found Jai - someone who saw past the transaction to the person with a dream who needed genuine support.

Six weeks later, Jayde and Ryan were holding their keys. Jai had met them exactly where they were, turning an overwhelming journey into something manageable and even exciting. He worked tirelessly behind the scenes while advocating for them every step of the way.

What We Achieved Together:

Home with no deposit & no LMI*
0.25% better rate than banks were offering
Stamp duty discounted
6-week settlement timeline
Stress-free, guided process

*Achieved through parental guarantee

"Cannot recommend Jai enough! As a first home buyer, I was feeling pretty overwhelmed, but working with Jai made the entire process feel manageable and even exciting. He is incredibly kind, knowledgeable, and approachable, the kind of person who instantly puts you at ease. Jai truly met me where I was at, explaining everything in a clear, simple way and never making me feel silly for asking questions."
— Jayde
"He was always available for a chat, and I always felt heard and validated throughout the journey. It genuinely felt like Jai was in our corner every step of the way, advocating for us and making sure our needs were front and centre. I'm so glad we made the decision to go with him."
— Jayde

Real People, Real Results

Here's what happens when you have someone fighting in your corner.

★★★★★
"Jai made refinancing my home loan easy. He guided me through the whole process, was really quick with communication and helped me find the best rate and deal for our situation. Couldn't have asked for a better experience!"
Isaac
Refinance Client, Brisbane
★★★★★
"Jai was extremely knowledgeable and helpful with our mortgage needs. He went above and beyond to find us the best possible rate and ensured we understood every step of the process. Highly recommend his services!"
Sandy
Mortgage Client
★★★★★
"I had a fantastic experience working with Jai. He is highly knowledgeable, professional, and truly cares about helping his clients. He made the whole process stress-free and easy to understand."
Daniel
Mortgage Client, Caboolture

Why Choose Raynor Lending?

Here's what I do for you (and what banks don't).

With Raynor Lending:

  • I Handle All the Paperwork

    No forms, no confusion—just sign and relax. I'll manage every detail so you don't have to.

  • I Compare 50+ Lenders For You

    You get the best deal, not just what one bank offers.

  • I Negotiate On Your Behalf

    I fight for lower rates and better terms, so you save money and stress.

  • I Review Your Loan Every Year

    If there's a better deal, I'll find it—so you never overpay.

With a Bank:

  • You Do All the Paperwork

    Every form, every phone call, every follow-up—on your own.

  • You Only See Their Products

    No comparison, no choice—just what the bank wants to sell.

  • You Negotiate Alone

    No one in your corner when it's time to talk rates or terms.

  • You're Forgotten After Settlement

    No one checks if you're still on the best deal.

Do The Math Before You Call

See what's possible in 2 minutes. These calculators show your potential savings and borrowing power without the sales pitch.

What would you like to calculate?

Refinance Savings

Estimate how much you could save by refinancing your current home loan.

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Borrowing Power

Discover your potential borrowing capacity based on your finances.

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Ready To Stop Giving Your Money Away?

No obligation. No pressure. Just a straight-talking conversation about how to beat the banks at their own game.

Send a Message

Contact Information

Phone

0433 967 807

Email

jai@raynorlendingsolutions.com.au

Address

11 Todd Court
Caboolture, QLD 4510
Australia

Business Hours

Monday - Friday 9:00 AM - 5:30 PM
Saturday 10:00 AM - 2:00 PM
Sunday Closed

Evening appointments available by request

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