In Victoria, transfer duty on a $750,000 established home is $40,070 for an investor or a home buyer who is not a first home buyer.
There's no first home concession at that price, so a first home buyer pays the same.
- Rules checked against official sources
- 26 September 2026
- First home buyer duty relief
- First home buyer duty exemption/concession
- 5% Deposit Scheme price cap
- $950,000 in the capital and regional centres, $650,000 elsewhere
- Help to Buy price cap
- $950,000 in the capital and regional centres, $650,000 elsewhere
- Mortgage registration fee
- $129.20
Transfer duty at common prices
Duty payable after any home or first home buyer concession. Investor and home buyer figures are for an established home. First home figures assume the buyer meets every eligibility condition and moves in.
Transfer duty payable in Victoria by purchase price and buyer
| Price | Investor | Home buyer | First home, established | First home, new |
|---|
| $300,000 | $13,070 | $11,370 | $0 | $0 |
|---|
| $350,000 | $16,070 | $13,870 | $0 | $0 |
|---|
| $400,000 | $19,070 | $16,370 | $0 | $0 |
|---|
| $450,000 | $22,070 | $18,970 | $0 | $0 |
|---|
| $500,000 | $25,070 | $21,970 | $0 | $0 |
|---|
| $550,000 | $28,070 | $24,970 | $0 | $0 |
|---|
| $600,000 | $31,070 | $31,070 | $0 | $0 |
|---|
| $650,000 | $34,070 | $34,070 | $11,356.67 | $11,356.67 |
|---|
| $700,000 | $37,070 | $37,070 | $24,713.33 | $24,713.33 |
|---|
| $750,000 | $40,070 | $40,070 | $40,070 | $40,070 |
|---|
| $800,000 | $43,070 | $43,070 | $43,070 | $43,070 |
|---|
| $850,000 | $46,070 | $46,070 | $46,070 | $46,070 |
|---|
| $900,000 | $49,070 | $49,070 | $49,070 | $49,070 |
|---|
| $950,000 | $52,070 | $52,070 | $52,070 | $52,070 |
|---|
| $1,000,000 | $55,000 | $55,000 | $55,000 | $55,000 |
|---|
| $1,050,000 | $57,750 | $57,750 | $57,750 | $57,750 |
|---|
| $1,100,000 | $60,500 | $60,500 | $60,500 | $60,500 |
|---|
| $1,150,000 | $63,250 | $63,250 | $63,250 | $63,250 |
|---|
| $1,200,000 | $66,000 | $66,000 | $66,000 | $66,000 |
|---|
| $1,250,000 | $68,750 | $68,750 | $68,750 | $68,750 |
|---|
| $1,300,000 | $71,500 | $71,500 | $71,500 | $71,500 |
|---|
| $1,350,000 | $74,250 | $74,250 | $74,250 | $74,250 |
|---|
| $1,400,000 | $77,000 | $77,000 | $77,000 | $77,000 |
|---|
| $1,450,000 | $79,750 | $79,750 | $79,750 | $79,750 |
|---|
| $1,500,000 | $82,500 | $82,500 | $82,500 | $82,500 |
|---|
| $1,750,000 | $96,250 | $96,250 | $96,250 | $96,250 |
|---|
| $2,000,000 | $110,000 | $110,000 | $110,000 | $110,000 |
|---|
Download every state's figures as CSV or this page's figures as JSON.
Common questions
How much stamp duty does a first home buyer pay on a $750,000 home in Victoria?
$40,070. There's no first home concession in Victoria at $750,000, so a first home buyer pays the same as an investor, whether the home is established or new.
Do first home buyers pay stamp duty in Victoria?
Yes, unless a concession applies. Under the first home buyer duty exemption/concession, an eligible first home buyer pays no duty on an established home up to $600,000, with a concession up to $750,000; no duty on a new home up to $600,000, with a concession up to $750,000; and no duty on vacant land up to $600,000, with a concession up to $750,000. Eligibility conditions apply.
How much is stamp duty on a $1,000,000 home in Victoria?
Transfer duty on a $1,000,000 established home is $55,000, whether you're an investor or will live in it.
How is stamp duty calculated in Victoria?
Transfer duty is worked out from the dutiable value, usually the purchase price, using the published rates. At $750,000 the general rate is $2,870 plus $6 per $100 over $130,000. The lower owner-occupier rates don't apply at that price. Any first home concession is then taken off.
How duty is calculated in Victoria
General transfer duty rates
These rates apply to investors and to any purchase that doesn't qualify for a concession.
Victoria general transfer duty rates
| Dutiable value | Duty |
|---|
| Up to $25,000 | $1.40 per $100 |
|---|
| Over $25,000 up to $130,000 | $350 plus $2.40 per $100 over $25,000 |
|---|
| Over $130,000 up to $960,000 | $2,870 plus $6 per $100 over $130,000 |
|---|
| Over $960,000 up to $2,000,000 | $5.50 per $100 of the full dutiable value |
|---|
| Over $2,000,000 | $110,000 plus $6.50 per $100 over $2,000,000 |
|---|
Source: sro.vic.gov.au, checked 26 September 2026. Rates effective from 1 July 2021.
Transfer duty (principal place of residence rates)
Concessional PPR rates apply up to $550,000 for a home you live in; above that the general rates apply.
Transfer duty (principal place of residence rates) rates
| Dutiable value | Duty |
|---|
| Up to $25,000 | $1.40 per $100 |
|---|
| Over $25,000 up to $130,000 | $350 plus $2.40 per $100 over $25,000 |
|---|
| Over $130,000 up to $440,000 | $2,870 plus $5 per $100 over $130,000 |
|---|
| Over $440,000 up to $550,000 | $18,370 plus $6 per $100 over $440,000 |
|---|
| Over $550,000 up to $960,000 | $28,070 plus $6 per $100 over $550,000 |
|---|
| Over $960,000 up to $2,000,000 | $5.50 per $100 of the full dutiable value |
|---|
| Over $2,000,000 | $110,000 plus $6.50 per $100 over $2,000,000 |
|---|
Source: sro.vic.gov.au, checked 26 September 2026. Rates effective from 6 May 2008.
First home buyers: First home buyer duty exemption/concession
Full exemption up to $600,000; between $600,001 and $750,000 the duty is reduced on a sliding scale (Duties Act 2000 (Vic) s 57JA).
First home buyer duty exemption/concession by property type
| Property | No duty up to | Concession ends at | How it works |
|---|
| Established home | $600,000 | $750,000 | Sliding-scale concession between the two values |
|---|
| New home | $600,000 | $750,000 | Sliding-scale concession between the two values |
|---|
| Vacant land | $600,000 | $750,000 | Sliding-scale concession between the two values |
|---|
Source: sro.vic.gov.au, checked 26 September 2026. Rates effective from 1 July 2017.
Land registry fees
Registering a mortgage costs $129.20. The fee to register the transfer at each price is below.
Victoria transfer registration fee by purchase price
| Price | Transfer registration fee |
|---|
| $300,000 | $807 |
|---|
| $350,000 | $924 |
|---|
| $400,000 | $1,041 |
|---|
| $450,000 | $1,158 |
|---|
| $500,000 | $1,275 |
|---|
| $550,000 | $1,392 |
|---|
| $600,000 | $1,509 |
|---|
| $650,000 | $1,626 |
|---|
| $700,000 | $1,743 |
|---|
| $750,000 | $1,860 |
|---|
| $800,000 | $1,977 |
|---|
| $850,000 | $2,094 |
|---|
| $900,000 | $2,211 |
|---|
| $950,000 | $2,328 |
|---|
| $1,000,000 | $2,445 |
|---|
| $1,050,000 | $2,562 |
|---|
| $1,100,000 | $2,679 |
|---|
| $1,150,000 | $2,796 |
|---|
| $1,200,000 | $2,913 |
|---|
| $1,250,000 | $3,030 |
|---|
| $1,300,000 | $3,147 |
|---|
| $1,350,000 | $3,264 |
|---|
| $1,400,000 | $3,381 |
|---|
| $1,450,000 | $3,498 |
|---|
| $1,500,000 | $3,614 |
|---|
| $1,750,000 | $3,614 |
|---|
| $2,000,000 | $3,614 |
|---|
Source: land.vic.gov.au, checked 26 September 2026. Rates effective from 1 July 2026.
Scheme property price caps in Victoria
Maximum property price for each federal scheme
| Scheme | Capital city and regional centres | Rest of the state |
|---|
| 5% Deposit Scheme | $950,000 | $650,000 |
|---|
| Help to Buy | $950,000 | $650,000 |
|---|
Sources: 5% Deposit Scheme price caps, checked 26 September 2026; Help to Buy price caps, checked 26 September 2026.
Worked examples
Each line shows how the figure was reached.
$600,000 established home, first home buyer
| Transfer duty (home concession rate)Concessional PPR rates apply up to $550,000 for a home you live in; above that the general rates apply. Calculated on a dutiable value of $600,000.00. | $31,070 |
|---|
| First home buyer duty exemption/concessionFull exemption up to $600,000; between $600,001 and $750,000 the duty is reduced on a sliding scale (Duties Act 2000 (Vic) s 57JA). | -$31,070 |
|---|
| Mortgage registration feeFlat land registry fee to register the lender’s mortgage on the title. | $129.20 |
|---|
| Transfer registration feeLand registry fee to register the transfer: $104.30 base plus $2.34 per whole $1,000.00 above $0.00, capped at $3,614.00, then rounded up to the next whole dollar. | $1,509 |
|---|
| Duty payable | $0 |
|---|
Calculated from the published rates. Not yet compared with an official worked example.
$700,000 established home, first home buyer
| Transfer duty (home concession rate)Concessional PPR rates apply up to $550,000 for a home you live in; above that the general rates apply. Calculated on a dutiable value of $700,000.00. | $37,070 |
|---|
| First home buyer duty exemption/concessionFull exemption up to $600,000; between $600,001 and $750,000 the duty is reduced on a sliding scale (Duties Act 2000 (Vic) s 57JA). | -$12,356.67 |
|---|
| Mortgage registration feeFlat land registry fee to register the lender’s mortgage on the title. | $129.20 |
|---|
| Transfer registration feeLand registry fee to register the transfer: $104.30 base plus $2.34 per whole $1,000.00 above $0.00, capped at $3,614.00, then rounded up to the next whole dollar. | $1,743 |
|---|
| Duty payable | $24,713.33 |
|---|
Calculated from the published rates. Not yet compared with an official worked example.
$750,000 established home, first home buyer
| Transfer duty (home concession rate)Concessional PPR rates apply up to $550,000 for a home you live in; above that the general rates apply. Calculated on a dutiable value of $750,000.00. | $40,070 |
|---|
| Mortgage registration feeFlat land registry fee to register the lender’s mortgage on the title. | $129.20 |
|---|
| Transfer registration feeLand registry fee to register the transfer: $104.30 base plus $2.34 per whole $1,000.00 above $0.00, capped at $3,614.00, then rounded up to the next whole dollar. | $1,860 |
|---|
| Duty payable | $40,070 |
|---|
Calculated from the published rates. Not yet compared with an official worked example.
$500,000 vacant land, first home buyer
| Transfer dutyCalculated from the published VIC transfer duty brackets on a dutiable value of $500,000.00. | $25,070 |
|---|
| First home buyer duty exemption/concessionFull exemption up to $600,000; between $600,001 and $750,000 the duty is reduced on a sliding scale (Duties Act 2000 (Vic) s 57JA). | -$25,070 |
|---|
| Mortgage registration feeFlat land registry fee to register the lender’s mortgage on the title. | $129.20 |
|---|
| Transfer registration feeLand registry fee to register the transfer: $104.30 base plus $2.34 per whole $1,000.00 above $0.00, capped at $3,614.00, then rounded up to the next whole dollar. | $1,275 |
|---|
| Duty payable | $0 |
|---|
Calculated from the published rates. Not yet compared with an official worked example.
$1,200,000 established home, investor
| Transfer dutyCalculated from the published VIC transfer duty brackets on a dutiable value of $1,200,000.00. | $66,000 |
|---|
| Mortgage registration feeFlat land registry fee to register the lender’s mortgage on the title. | $129.20 |
|---|
| Transfer registration feeLand registry fee to register the transfer: $104.30 base plus $2.34 per whole $1,000.00 above $0.00, capped at $3,614.00, then rounded up to the next whole dollar. | $2,913 |
|---|
| Duty payable | $66,000 |
|---|
Calculated from the published rates. Not yet compared with an official worked example.
$3,000,000 established home, investor
| Transfer dutyCalculated from the published VIC transfer duty brackets on a dutiable value of $3,000,000.00. | $175,000 |
|---|
| Mortgage registration feeFlat land registry fee to register the lender’s mortgage on the title. | $129.20 |
|---|
| Transfer registration feeLand registry fee to register the transfer: $104.30 base plus $2.34 per whole $1,000.00 above $0.00, capped at $3,614.00, then rounded up to the next whole dollar. | $3,614 |
|---|
| Duty payable | $175,000 |
|---|
Calculated from the published rates. Not yet compared with an official worked example.
$700,000 established home, investor
| Transfer dutyCalculated from the published VIC transfer duty brackets on a dutiable value of $700,000.00. | $37,070 |
|---|
| Mortgage registration feeFlat land registry fee to register the lender’s mortgage on the title. | $129.20 |
|---|
| Transfer registration feeLand registry fee to register the transfer: $104.30 base plus $2.34 per whole $1,000.00 above $0.00, capped at $3,614.00, then rounded up to the next whole dollar. | $1,743 |
|---|
| Duty payable | $37,070 |
|---|
Calculated from the published rates. Not yet compared with an official worked example.
$500,000 established home, home buyer, not a first home buyer
| Transfer duty (home concession rate)Concessional PPR rates apply up to $550,000 for a home you live in; above that the general rates apply. Calculated on a dutiable value of $500,000.00. | $21,970 |
|---|
| Mortgage registration feeFlat land registry fee to register the lender’s mortgage on the title. | $129.20 |
|---|
| Transfer registration feeLand registry fee to register the transfer: $104.30 base plus $2.34 per whole $1,000.00 above $0.00, capped at $3,614.00, then rounded up to the next whole dollar. | $1,275 |
|---|
| Duty payable | $21,970 |
|---|
Calculated from the published rates. Not yet compared with an official worked example.
$550,000 established home, home buyer, not a first home buyer
| Transfer duty (home concession rate)Concessional PPR rates apply up to $550,000 for a home you live in; above that the general rates apply. Calculated on a dutiable value of $550,000.00. | $24,970 |
|---|
| Mortgage registration feeFlat land registry fee to register the lender’s mortgage on the title. | $129.20 |
|---|
| Transfer registration feeLand registry fee to register the transfer: $104.30 base plus $2.34 per whole $1,000.00 above $0.00, capped at $3,614.00, then rounded up to the next whole dollar. | $1,392 |
|---|
| Duty payable | $24,970 |
|---|
Calculated from the published rates. Not yet compared with an official worked example.
General information only, not personal financial or credit advice. Figures are calculated from published state and territory rules for the scenarios shown. They do not confirm eligibility for any concession or scheme, assess borrowing capacity or replace a quote from a conveyancer or the relevant revenue office.
Not included in these figures:
- Foreign purchaser surcharge duty and land tax.
- Off-the-plan, pensioner, senior and other special concessions not listed on each state page.
- First home owner grants and other cash grants, which are paid separately and do not reduce duty.
- Eligibility conditions such as residence periods, citizenship, prior ownership and income tests. The first home figures assume every condition is met.
- Conveyancing, lender, inspection and insurance costs.
