In South Australia, transfer duty on a $750,000 established home is $35,080 for an investor or a home buyer who is not a first home buyer.
An eligible first home buyer gets no concession on an established home at that price, but pays no duty on a new home.
- Rules checked against official sources
- 26 September 2026
- First home buyer duty relief
- First home buyer duty relief
- 5% Deposit Scheme price cap
- $900,000 in the capital and regional centres, $500,000 elsewhere
- Help to Buy price cap
- $900,000 in the capital and regional centres, $500,000 elsewhere
- Mortgage registration fee
- $204
Transfer duty at common prices
Duty payable after any home or first home buyer concession. Investor and home buyer figures are for an established home. First home figures assume the buyer meets every eligibility condition and moves in.
Transfer duty payable in South Australia by purchase price and buyer
| Price | Investor | Home buyer | First home, established | First home, new |
|---|
| $300,000 | $11,330 | $11,330 | $11,330 | $0 |
|---|
| $350,000 | $13,830 | $13,830 | $13,830 | $0 |
|---|
| $400,000 | $16,330 | $16,330 | $16,330 | $0 |
|---|
| $450,000 | $18,830 | $18,830 | $18,830 | $0 |
|---|
| $500,000 | $21,330 | $21,330 | $21,330 | $0 |
|---|
| $550,000 | $24,080 | $24,080 | $24,080 | $0 |
|---|
| $600,000 | $26,830 | $26,830 | $26,830 | $0 |
|---|
| $650,000 | $29,580 | $29,580 | $29,580 | $0 |
|---|
| $700,000 | $32,330 | $32,330 | $32,330 | $0 |
|---|
| $750,000 | $35,080 | $35,080 | $35,080 | $0 |
|---|
| $800,000 | $37,830 | $37,830 | $37,830 | $0 |
|---|
| $850,000 | $40,580 | $40,580 | $40,580 | $0 |
|---|
| $900,000 | $43,330 | $43,330 | $43,330 | $0 |
|---|
| $950,000 | $46,080 | $46,080 | $46,080 | $0 |
|---|
| $1,000,000 | $48,830 | $48,830 | $48,830 | $0 |
|---|
| $1,050,000 | $51,580 | $51,580 | $51,580 | $0 |
|---|
| $1,100,000 | $54,330 | $54,330 | $54,330 | $0 |
|---|
| $1,150,000 | $57,080 | $57,080 | $57,080 | $0 |
|---|
| $1,200,000 | $59,830 | $59,830 | $59,830 | $0 |
|---|
| $1,250,000 | $62,580 | $62,580 | $62,580 | $0 |
|---|
| $1,300,000 | $65,330 | $65,330 | $65,330 | $0 |
|---|
| $1,350,000 | $68,080 | $68,080 | $68,080 | $0 |
|---|
| $1,400,000 | $70,830 | $70,830 | $70,830 | $0 |
|---|
| $1,450,000 | $73,580 | $73,580 | $73,580 | $0 |
|---|
| $1,500,000 | $76,330 | $76,330 | $76,330 | $0 |
|---|
| $1,750,000 | $90,080 | $90,080 | $90,080 | $0 |
|---|
| $2,000,000 | $103,830 | $103,830 | $103,830 | $0 |
|---|
Download every state's figures as CSV or this page's figures as JSON.
Common questions
How much stamp duty does a first home buyer pay on a $750,000 home in South Australia?
An eligible first home buyer pays $35,080 on an established home, with no concession at that price, and no duty on a new home at $750,000. An investor buying the same established home pays $35,080.
Do first home buyers pay stamp duty in South Australia?
Yes, unless a concession applies. Under the first home buyer duty relief, an eligible first home buyer pays no duty on a new home at any price; and no duty on vacant land at any price. There is no first home concession on an established home. Eligibility conditions apply.
How much is stamp duty on a $1,000,000 home in South Australia?
Transfer duty on a $1,000,000 established home is $48,830, whether you're an investor or will live in it.
How is stamp duty calculated in South Australia?
Transfer duty is worked out from the dutiable value, usually the purchase price, using the published rates. At $750,000 the general rate is $21,330 plus $5.50 per $100 or part of $100 over $500,000. Any first home concession is then taken off.
How duty is calculated in South Australia
General transfer duty rates
These rates apply to investors and to any purchase that doesn't qualify for a concession.
South Australia general transfer duty rates
| Dutiable value | Duty |
|---|
| Up to $12,000 | $1 per $100 or part of $100 |
|---|
| Over $12,000 up to $30,000 | $120 plus $2 per $100 or part of $100 over $12,000 |
|---|
| Over $30,000 up to $50,000 | $480 plus $3 per $100 or part of $100 over $30,000 |
|---|
| Over $50,000 up to $100,000 | $1,080 plus $3.50 per $100 or part of $100 over $50,000 |
|---|
| Over $100,000 up to $200,000 | $2,830 plus $4 per $100 or part of $100 over $100,000 |
|---|
| Over $200,000 up to $250,000 | $6,830 plus $4.25 per $100 or part of $100 over $200,000 |
|---|
| Over $250,000 up to $300,000 | $8,955 plus $4.75 per $100 or part of $100 over $250,000 |
|---|
| Over $300,000 up to $500,000 | $11,330 plus $5 per $100 or part of $100 over $300,000 |
|---|
| Over $500,000 | $21,330 plus $5.50 per $100 or part of $100 over $500,000 |
|---|
Source: legislation.sa.gov.au, checked 26 September 2026. Rates effective from 4 December 2025.
First home buyers: First home buyer duty relief
Full exemption from stamp duty for eligible first home buyers purchasing a new home or vacant land to build on, with no value cap for contracts from 6 June 2024 (Stamp Duties Act 1923 (SA) s 71DD).
First home buyer duty relief by property type
| Property | No duty up to | Concession ends at | How it works |
|---|
| New home | Any value | No cap | No duty, no value cap |
|---|
| Vacant land | Any value | No cap | No duty, no value cap |
|---|
South Australia's first home buyer duty relief only applies to new homes and vacant land you'll build on. There is no duty relief for established homes.
Source: legislation.sa.gov.au, checked 26 September 2026. Rates effective from 6 June 2024.
Land registry fees
Registering a mortgage costs $204. The fee to register the transfer at each price is below.
South Australia transfer registration fee by purchase price
| Price | Transfer registration fee |
|---|
| $300,000 | $2,978 |
|---|
| $350,000 | $3,503 |
|---|
| $400,000 | $4,028 |
|---|
| $450,000 | $4,553 |
|---|
| $500,000 | $5,078 |
|---|
| $550,000 | $5,603 |
|---|
| $600,000 | $6,128 |
|---|
| $650,000 | $6,653 |
|---|
| $700,000 | $7,178 |
|---|
| $750,000 | $7,703 |
|---|
| $800,000 | $8,228 |
|---|
| $850,000 | $8,753 |
|---|
| $900,000 | $9,278 |
|---|
| $950,000 | $9,803 |
|---|
| $1,000,000 | $10,328 |
|---|
| $1,050,000 | $10,853 |
|---|
| $1,100,000 | $11,378 |
|---|
| $1,150,000 | $11,903 |
|---|
| $1,200,000 | $12,428 |
|---|
| $1,250,000 | $12,953 |
|---|
| $1,300,000 | $13,478 |
|---|
| $1,350,000 | $14,003 |
|---|
| $1,400,000 | $14,528 |
|---|
| $1,450,000 | $15,053 |
|---|
| $1,500,000 | $15,578 |
|---|
| $1,750,000 | $18,203 |
|---|
| $2,000,000 | $20,828 |
|---|
Source: landservices.com.au, checked 26 September 2026. Rates effective from 1 July 2026.
Scheme property price caps in South Australia
Maximum property price for each federal scheme
| Scheme | Capital city and regional centres | Rest of the state |
|---|
| 5% Deposit Scheme | $900,000 | $500,000 |
|---|
| Help to Buy | $900,000 | $500,000 |
|---|
Sources: 5% Deposit Scheme price caps, checked 26 September 2026; Help to Buy price caps, checked 26 September 2026.
Worked examples
Each line shows how the figure was reached.
$500,000 established home, first home buyer
| Transfer dutyCalculated from the published SA transfer duty brackets on a dutiable value of $500,000.00. | $21,330 |
|---|
| Mortgage registration feeFlat land registry fee to register the lender’s mortgage on the title. | $204 |
|---|
| Transfer registration feeLand registry fee to register the transfer: $353.00 base plus $105.00 per $10,000.00 (or part) above $50,000.00. | $5,078 |
|---|
| Duty payable | $21,330 |
|---|
Calculated from the published rates. Not yet compared with an official worked example.
$600,000 new home, first home buyer
| Transfer dutyCalculated from the published SA transfer duty brackets on a dutiable value of $600,000.00. | $26,830 |
|---|
| First home buyer duty relief (full exemption)Reduces transfer duty to nil for eligible first home buyers purchasing a new home or vacant land to build on, with no value cap (contracts from 6 June 2024). | -$26,830 |
|---|
| Mortgage registration feeFlat land registry fee to register the lender’s mortgage on the title. | $204 |
|---|
| Transfer registration feeFlat land registry fee for a transfer with no duty payable. | $204 |
|---|
| Duty payable | $0 |
|---|
Calculated from the published rates. Not yet compared with an official worked example.
$350,000 vacant land, first home buyer
| Transfer dutyCalculated from the published SA transfer duty brackets on a dutiable value of $350,000.00. | $13,830 |
|---|
| First home buyer duty relief (full exemption)Reduces transfer duty to nil for eligible first home buyers purchasing a new home or vacant land to build on, with no value cap (contracts from 6 June 2024). | -$13,830 |
|---|
| Mortgage registration feeFlat land registry fee to register the lender’s mortgage on the title. | $204 |
|---|
| Transfer registration feeFlat land registry fee for a transfer with no duty payable. | $204 |
|---|
| Duty payable | $0 |
|---|
Calculated from the published rates. Not yet compared with an official worked example.
$700,000 established home, investor
| Transfer dutyCalculated from the published SA transfer duty brackets on a dutiable value of $700,000.00. | $32,330 |
|---|
| Mortgage registration feeFlat land registry fee to register the lender’s mortgage on the title. | $204 |
|---|
| Transfer registration feeLand registry fee to register the transfer: $353.00 base plus $105.00 per $10,000.00 (or part) above $50,000.00. | $7,178 |
|---|
| Duty payable | $32,330 |
|---|
Calculated from the published rates. Not yet compared with an official worked example.
$500,000 established home, home buyer, not a first home buyer
| Transfer dutyCalculated from the published SA transfer duty brackets on a dutiable value of $500,000.00. | $21,330 |
|---|
| Mortgage registration feeFlat land registry fee to register the lender’s mortgage on the title. | $204 |
|---|
| Transfer registration feeLand registry fee to register the transfer: $353.00 base plus $105.00 per $10,000.00 (or part) above $50,000.00. | $5,078 |
|---|
| Duty payable | $21,330 |
|---|
Calculated from the published rates. Not yet compared with an official worked example.
General information only, not personal financial or credit advice. Figures are calculated from published state and territory rules for the scenarios shown. They do not confirm eligibility for any concession or scheme, assess borrowing capacity or replace a quote from a conveyancer or the relevant revenue office.
Not included in these figures:
- Foreign purchaser surcharge duty and land tax.
- Off-the-plan, pensioner, senior and other special concessions not listed on each state page.
- First home owner grants and other cash grants, which are paid separately and do not reduce duty.
- Eligibility conditions such as residence periods, citizenship, prior ownership and income tests. The first home figures assume every condition is met.
- Conveyancing, lender, inspection and insurance costs.
