Queensland stamp duty and first home buyer figures

In Queensland, transfer duty on a $750,000 established home is $26,775 for an investor and $19,600 for a home buyer who will live in it.

An eligible first home buyer pays $10,925 on an established home at that price and no duty on a new home.

Rules checked against official sources
26 September 2026
First home buyer duty relief
First home concession
5% Deposit Scheme price cap
$1,000,000 in the capital and regional centres, $700,000 elsewhere
Help to Buy price cap
$1,000,000 in the capital and regional centres, $700,000 elsewhere
Mortgage registration fee
$248.04

Transfer duty at common prices

Duty payable after any home or first home buyer concession. Investor and home buyer figures are for an established home. First home figures assume the buyer meets every eligibility condition and moves in.

Transfer duty payable in Queensland by purchase price and buyer
PriceInvestorHome buyerFirst home, establishedFirst home, new
$300,000$8,925$3,000$0$0
$350,000$10,675$3,500$0$0
$400,000$12,425$5,250$0$0
$450,000$14,175$7,000$0$0
$500,000$15,925$8,750$0$0
$550,000$17,775$10,600$0$0
$600,000$20,025$12,850$0$0
$650,000$22,275$15,100$0$0
$700,000$24,525$17,350$0$0
$750,000$26,775$19,600$10,925$0
$800,000$29,025$21,850$21,850$0
$850,000$31,275$24,100$24,100$0
$900,000$33,525$26,350$26,350$0
$950,000$35,775$28,600$28,600$0
$1,000,000$38,025$30,850$30,850$0
$1,050,000$40,900$33,725$33,725$0
$1,100,000$43,775$36,600$36,600$0
$1,150,000$46,650$39,475$39,475$0
$1,200,000$49,525$42,350$42,350$0
$1,250,000$52,400$45,225$45,225$0
$1,300,000$55,275$48,100$48,100$0
$1,350,000$58,150$50,975$50,975$0
$1,400,000$61,025$53,850$53,850$0
$1,450,000$63,900$56,725$56,725$0
$1,500,000$66,775$59,600$59,600$0
$1,750,000$81,150$73,975$73,975$0
$2,000,000$95,525$88,350$88,350$0

Download every state's figures as CSV or this page's figures as JSON.

Common questions

How much stamp duty does a first home buyer pay on a $750,000 home in Queensland?

An eligible first home buyer pays $10,925 on an established home and no duty on a new home at $750,000. An investor buying the same established home pays $26,775.

Do first home buyers pay stamp duty in Queensland?

Yes, unless a concession applies. Under the first home concession, an eligible first home buyer pays no duty on an established home up to $700,000, with a concession up to $800,000; no duty on a new home at any price; and no duty on vacant land at any price. Eligibility conditions apply.

How much is stamp duty on a $1,000,000 home in Queensland?

Transfer duty on a $1,000,000 established home is $38,025 for an investor and $30,850 for a home buyer who will live in it.

How is stamp duty calculated in Queensland?

Transfer duty is worked out from the dutiable value, usually the purchase price, using the published rates. At $750,000 the general rate is $17,325 plus $4.50 per $100 or part of $100 over $540,000. A home buyer who will live in it pays $19,600 at that price, using the lower owner-occupier rates. Any first home concession is then taken off.

How duty is calculated in Queensland

General transfer duty rates

These rates apply to investors and to any purchase that doesn't qualify for a concession.

Queensland general transfer duty rates
Dutiable valueDuty
Up to $5,000No duty
Over $5,000 up to $75,000$1.50 per $100 or part of $100 over $5,000
Over $75,000 up to $540,000$1,050 plus $3.50 per $100 or part of $100 over $75,000
Over $540,000 up to $1,000,000$17,325 plus $4.50 per $100 or part of $100 over $540,000
Over $1,000,000$38,025 plus $5.75 per $100 or part of $100 over $1,000,000

Source: qro.qld.gov.au, checked 26 September 2026. Rates effective from 21 September 2012.

QLD home concession

Concessional duty rate of $1 per $100 on the first $350,000 for a home you move into and live in.

QLD home concession rates
Dutiable valueDuty
Up to $350,000$1 per $100 or part of $100
Over $350,000 up to $540,000$3,500 plus $3.50 per $100 or part of $100 over $350,000
Over $540,000 up to $1,000,000$10,150 plus $4.50 per $100 or part of $100 over $540,000
Over $1,000,000$30,850 plus $5.75 per $100 or part of $100 over $1,000,000

Source: qro.qld.gov.au, checked 26 September 2026. Rates effective from 1 July 2012.

First home buyers: First home concession

Additional concession for eligible first home buyers, applied after the home concession rate. Full concession up to $700,000, phasing out to nil at $800,000 (contracts from 9 June 2024). New homes: duty reduced to nil with no cap (contracts from 1 May 2025).

First home concession by property type
PropertyNo duty up toConcession ends atHow it works
New homeAny valueNo capNo duty, no value cap
Vacant landAny valueNo capNo duty, no value cap
Established home$700,000$800,000Concession reduces in steps across published value bands

From 1 August 2026, Queensland's home and first home duty concessions require buyers to be Australian citizens, permanent residents or specified foreign retirees. If you sign on or after that date and don't meet that test, the concession shown here may not apply.

Source: qro.qld.gov.au, checked 26 September 2026. Rates effective from 9 June 2024.

Land registry fees

Registering a mortgage costs $248.04. The fee to register the transfer at each price is below.

Queensland transfer registration fee by purchase price
PriceTransfer registration fee
$300,000$806.76
$350,000$1,039.56
$400,000$1,272.36
$450,000$1,505.16
$500,000$1,737.96
$550,000$1,970.76
$600,000$2,203.56
$650,000$2,436.36
$700,000$2,669.16
$750,000$2,901.96
$800,000$3,134.76
$850,000$3,367.56
$900,000$3,600.36
$950,000$3,833.16
$1,000,000$4,065.96
$1,050,000$4,298.76
$1,100,000$4,531.56
$1,150,000$4,764.36
$1,200,000$4,997.16
$1,250,000$5,229.96
$1,300,000$5,462.76
$1,350,000$5,695.56
$1,400,000$5,928.36
$1,450,000$6,161.16
$1,500,000$6,393.96
$1,750,000$7,557.96
$2,000,000$8,721.96

Source: titlesqld.com.au, checked 26 September 2026. Rates effective from 1 July 2026.

Scheme property price caps in Queensland

Maximum property price for each federal scheme
SchemeCapital city and regional centresRest of the state
5% Deposit Scheme$1,000,000$700,000
Help to Buy$1,000,000$700,000

Sources: 5% Deposit Scheme price caps, checked 26 September 2026; Help to Buy price caps, checked 26 September 2026.

Worked examples

Each line shows how the figure was reached.

$700,000 established home, investor

Transfer dutyCalculated from the published QLD transfer duty brackets on a dutiable value of $700,000.00.$24,525
Mortgage registration feeFlat land registry fee to register the lender’s mortgage on the title.$248.04
Transfer registration feeLand registry fee to register the transfer: $248.04 base plus $46.56 per $10,000.00 (or part) above $180,000.00.$2,669.16
Duty payable$24,525

Matches the official calculation at qro.qld.gov.au, checked 9 July 2026.

$900,000 new home, first home buyer

Transfer duty (home concession rate)Concessional duty rate of $1 per $100 on the first $350,000 for a home you move into and live in. Calculated on a dutiable value of $900,000.00.$26,350
First home concession (full exemption)Reduces transfer duty to nil for eligible first home buyers purchasing a brand-new home (from 1 May 2025) or vacant land to build their first home on (no value cap).-$26,350
Mortgage registration feeFlat land registry fee to register the lender’s mortgage on the title.$248.04
Transfer registration feeLand registry fee to register the transfer: $248.04 base plus $46.56 per $10,000.00 (or part) above $180,000.00.$3,600.36
Duty payable$0

Matches the official calculation at qro.qld.gov.au, checked 9 July 2026.

$700,000 established home, first home buyer

Transfer duty (home concession rate)Concessional duty rate of $1 per $100 on the first $350,000 for a home you move into and live in. Calculated on a dutiable value of $700,000.00.$17,350
First home concessionAdditional concession for eligible first home buyers, applied after the home concession rate. Full concession up to $700,000, phasing out to nil at $800,000 (contracts from 9 June 2024). New homes: duty reduced to nil with no cap (contracts from 1 May 2025).-$17,350
Mortgage registration feeFlat land registry fee to register the lender’s mortgage on the title.$248.04
Transfer registration feeLand registry fee to register the transfer: $248.04 base plus $46.56 per $10,000.00 (or part) above $180,000.00.$2,669.16
Duty payable$0

Matches the official calculation at qro.qld.gov.au, checked 9 July 2026.

$650,000 established home, first home buyer

Transfer duty (home concession rate)Concessional duty rate of $1 per $100 on the first $350,000 for a home you move into and live in. Calculated on a dutiable value of $650,000.00.$15,100
First home concessionAdditional concession for eligible first home buyers, applied after the home concession rate. Full concession up to $700,000, phasing out to nil at $800,000 (contracts from 9 June 2024). New homes: duty reduced to nil with no cap (contracts from 1 May 2025).-$15,100
Mortgage registration feeFlat land registry fee to register the lender’s mortgage on the title.$248.04
Transfer registration feeLand registry fee to register the transfer: $248.04 base plus $46.56 per $10,000.00 (or part) above $180,000.00.$2,436.36
Duty payable$0

Matches the official calculation at qro.qld.gov.au, checked 9 July 2026.

$730,000 established home, first home buyer

Transfer duty (home concession rate)Concessional duty rate of $1 per $100 on the first $350,000 for a home you move into and live in. Calculated on a dutiable value of $730,000.00.$18,700
First home concessionAdditional concession for eligible first home buyers, applied after the home concession rate. Full concession up to $700,000, phasing out to nil at $800,000 (contracts from 9 June 2024). New homes: duty reduced to nil with no cap (contracts from 1 May 2025).-$12,145
Mortgage registration feeFlat land registry fee to register the lender’s mortgage on the title.$248.04
Transfer registration feeLand registry fee to register the transfer: $248.04 base plus $46.56 per $10,000.00 (or part) above $180,000.00.$2,808.84
Duty payable$6,555

Matches the official calculation at qro.qld.gov.au, checked 9 July 2026.

$400,000 vacant land, first home buyer

Transfer dutyCalculated from the published QLD transfer duty brackets on a dutiable value of $400,000.00.$12,425
First home concession (full exemption)Reduces transfer duty to nil for eligible first home buyers purchasing a brand-new home (from 1 May 2025) or vacant land to build their first home on (no value cap).-$12,425
Mortgage registration feeFlat land registry fee to register the lender’s mortgage on the title.$248.04
Transfer registration feeLand registry fee to register the transfer: $248.04 base plus $46.56 per $10,000.00 (or part) above $180,000.00.$1,272.36
Duty payable$0

Matches the official calculation at qro.qld.gov.au, checked 9 July 2026.

Sources and dates

General information only, not personal financial or credit advice. Figures are calculated from published state and territory rules for the scenarios shown. They do not confirm eligibility for any concession or scheme, assess borrowing capacity or replace a quote from a conveyancer or the relevant revenue office.

Not included in these figures:

  • Foreign purchaser surcharge duty and land tax.
  • Off-the-plan, pensioner, senior and other special concessions not listed on each state page.
  • First home owner grants and other cash grants, which are paid separately and do not reduce duty.
  • Eligibility conditions such as residence periods, citizenship, prior ownership and income tests. The first home figures assume every condition is met.
  • Conveyancing, lender, inspection and insurance costs.