In the Australian Capital Territory, transfer duty on a $750,000 established home is $22,200 for an investor and $19,208 for a home buyer who will live in it.
An eligible first home buyer pays no duty at that price, whether the home is established or new.
- Rules checked against official sources
- 26 September 2026
- First home buyer duty relief
- Home Buyer Concession Scheme
- 5% Deposit Scheme price cap
- $1,000,000 in the capital and regional centres, $1,000,000 elsewhere
- Help to Buy price cap
- $1,000,000 in the capital and regional centres, not applicable
- Mortgage registration fee
- $184
Transfer duty at common prices
Duty payable after any home or first home buyer concession. Investor and home buyer figures are for an established home. First home figures assume the buyer meets every eligibility condition and moves in.
Transfer duty payable in Australian Capital Territory by purchase price and buyer
| Price | Investor | Home buyer | First home, established | First home, new |
|---|
| $300,000 | $4,600 | $1,608 | $0 | $0 |
|---|
| $350,000 | $6,300 | $3,308 | $0 | $0 |
|---|
| $400,000 | $8,000 | $5,008 | $0 | $0 |
|---|
| $450,000 | $9,700 | $6,708 | $0 | $0 |
|---|
| $500,000 | $11,400 | $8,408 | $0 | $0 |
|---|
| $550,000 | $13,560 | $10,568 | $0 | $0 |
|---|
| $600,000 | $15,720 | $12,728 | $0 | $0 |
|---|
| $650,000 | $17,880 | $14,888 | $0 | $0 |
|---|
| $700,000 | $20,040 | $17,048 | $0 | $0 |
|---|
| $750,000 | $22,200 | $19,208 | $0 | $0 |
|---|
| $800,000 | $25,150 | $22,158 | $0 | $0 |
|---|
| $850,000 | $28,100 | $25,108 | $0 | $0 |
|---|
| $900,000 | $31,050 | $28,058 | $0 | $0 |
|---|
| $950,000 | $34,000 | $31,008 | $0 | $0 |
|---|
| $1,000,000 | $36,950 | $33,958 | $0 | $0 |
|---|
| $1,050,000 | $40,150 | $37,158 | $0 | $0 |
|---|
| $1,100,000 | $43,350 | $40,358 | $0 | $0 |
|---|
| $1,150,000 | $46,550 | $43,558 | $0 | $0 |
|---|
| $1,200,000 | $49,750 | $46,758 | $0 | $0 |
|---|
| $1,250,000 | $52,950 | $49,958 | $0 | $0 |
|---|
| $1,300,000 | $56,150 | $53,158 | $0 | $0 |
|---|
| $1,350,000 | $59,350 | $56,358 | $0 | $0 |
|---|
| $1,400,000 | $62,550 | $59,558 | $0 | $0 |
|---|
| $1,450,000 | $65,750 | $62,758 | $0 | $0 |
|---|
| $1,500,000 | $68,100 | $68,100 | $0 | $0 |
|---|
| $1,750,000 | $79,450 | $79,450 | $0 | $0 |
|---|
| $2,000,000 | $90,800 | $90,800 | $0 | $0 |
|---|
Download every state's figures as CSV or this page's figures as JSON.
Common questions
How much stamp duty does a first home buyer pay on a $750,000 home in the Australian Capital Territory?
An eligible first home buyer pays no duty on an established home and no duty on a new home at $750,000. An investor buying the same established home pays $22,200.
Do first home buyers pay stamp duty in the Australian Capital Territory?
Yes, unless a concession applies. Under the Home Buyer Concession Scheme, an eligible first home buyer pays no duty on an established home at any price; no duty on a new home at any price; and no duty on vacant land at any price. Eligibility conditions apply.
How much is stamp duty on a $1,000,000 home in the Australian Capital Territory?
Transfer duty on a $1,000,000 established home is $36,950 for an investor and $33,958 for a home buyer who will live in it.
How is stamp duty calculated in the Australian Capital Territory?
Transfer duty is worked out from the dutiable value, usually the purchase price, using the published rates. At $750,000 the general rate is $11,400 plus $4.32 per $100 or part of $100 over $500,000. A home buyer who will live in it pays $19,208 at that price, using the lower owner-occupier rates. Any first home concession is then taken off.
How duty is calculated in Australian Capital Territory
General transfer duty rates
These rates apply to investors and to any purchase that doesn't qualify for a concession.
Australian Capital Territory general transfer duty rates
| Dutiable value | Duty |
|---|
| Up to $200,000 | $1.20 per $100 or part of $100 |
|---|
| Over $200,000 up to $300,000 | $2,400 plus $2.20 per $100 or part of $100 over $200,000 |
|---|
| Over $300,000 up to $500,000 | $4,600 plus $3.40 per $100 or part of $100 over $300,000 |
|---|
| Over $500,000 up to $750,000 | $11,400 plus $4.32 per $100 or part of $100 over $500,000 |
|---|
| Over $750,000 up to $1,000,000 | $22,200 plus $5.90 per $100 or part of $100 over $750,000 |
|---|
| Over $1,000,000 up to $1,455,000 | $36,950 plus $6.40 per $100 or part of $100 over $1,000,000 |
|---|
| Over $1,455,000 | $4.54 per $100 or part of $100 of the full dutiable value |
|---|
Source: revenue.act.gov.au, checked 26 September 2026. Rates effective from 1 July 2025.
Eligible owner-occupier rate
The ACT charges lower conveyance duty on eligible owner-occupier transactions. At least one buyer must live in the home for a continuous period of at least one year, starting within a year of settlement. Vacant-land treatment shown here assumes an eligible owner-occupier purchase.
Eligible owner-occupier rate rates
| Dutiable value | Duty |
|---|
| Up to $260,000 | $0.28 per $100 or part of $100 |
|---|
| Over $260,000 up to $300,000 | $728 plus $2.20 per $100 or part of $100 over $260,000 |
|---|
| Over $300,000 up to $500,000 | $1,608 plus $3.40 per $100 or part of $100 over $300,000 |
|---|
| Over $500,000 up to $750,000 | $8,408 plus $4.32 per $100 or part of $100 over $500,000 |
|---|
| Over $750,000 up to $1,000,000 | $19,208 plus $5.90 per $100 or part of $100 over $750,000 |
|---|
| Over $1,000,000 up to $1,455,000 | $33,958 plus $6.40 per $100 or part of $100 over $1,000,000 |
|---|
| Over $1,455,000 | $4.54 per $100 or part of $100 of the full dutiable value |
|---|
Source: revenue.act.gov.au, checked 26 September 2026. Rates effective from 1 July 2025.
First home buyers: Home Buyer Concession Scheme
From 1 July 2026 the ACT charges no conveyance duty under the Home Buyer Concession Scheme: no income test, no property value cap. All buyers and their partners must not have owned property in the last 5 years, and at least one buyer must live in the home for at least 12 months.
Home Buyer Concession Scheme by property type
| Property | No duty up to | Concession ends at | How it works |
|---|
| Established home | Any value | No cap | No duty, no value cap |
|---|
| New home | Any value | No cap | No duty, no value cap |
|---|
| Vacant land | Any value | No cap | No duty, no value cap |
|---|
Source: revenue.act.gov.au, checked 26 September 2026. Rates effective from 1 July 2026.
From 1 July 2026 the ACT also exempts qualifying newly built units bought directly from the developer within two years of the unit plan being registered. That exemption isn't reflected in these figures. Official source.
The ACT Home Buyer Concession Scheme isn't limited to first home buyers. A buyer who has owned property before also qualifies if neither they nor their partner has owned property in the last five years, and pays the first home figures shown here. Official source.
Land registry fees
Registering a mortgage costs $184. The fee to register the transfer at each price is below.
Australian Capital Territory transfer registration fee by purchase price
| Price | Transfer registration fee |
|---|
| $300,000 | $496 |
|---|
| $350,000 | $496 |
|---|
| $400,000 | $496 |
|---|
| $450,000 | $496 |
|---|
| $500,000 | $496 |
|---|
| $550,000 | $496 |
|---|
| $600,000 | $496 |
|---|
| $650,000 | $496 |
|---|
| $700,000 | $496 |
|---|
| $750,000 | $496 |
|---|
| $800,000 | $496 |
|---|
| $850,000 | $496 |
|---|
| $900,000 | $496 |
|---|
| $950,000 | $496 |
|---|
| $1,000,000 | $496 |
|---|
| $1,050,000 | $496 |
|---|
| $1,100,000 | $496 |
|---|
| $1,150,000 | $496 |
|---|
| $1,200,000 | $496 |
|---|
| $1,250,000 | $496 |
|---|
| $1,300,000 | $496 |
|---|
| $1,350,000 | $496 |
|---|
| $1,400,000 | $496 |
|---|
| $1,450,000 | $496 |
|---|
| $1,500,000 | $496 |
|---|
| $1,750,000 | $496 |
|---|
| $2,000,000 | $496 |
|---|
Source: accesscanberra.act.gov.au, checked 26 September 2026. Rates effective from 1 July 2026.
Scheme property price caps in Australian Capital Territory
Maximum property price for each federal scheme
| Scheme | Capital city and regional centres | Rest of the state |
|---|
| 5% Deposit Scheme | $1,000,000 | $1,000,000 |
|---|
| Help to Buy | $1,000,000 | Not applicable |
|---|
Sources: 5% Deposit Scheme price caps, checked 26 September 2026; Help to Buy price caps, checked 26 September 2026.
Worked examples
Each line shows how the figure was reached.
$700,000 established home, first home buyer
| Transfer duty (home concession rate)The ACT charges lower conveyance duty on eligible owner-occupier transactions. At least one buyer must live in the home for a continuous period of at least one year, starting within a year of settlement. Vacant-land treatment shown here assumes an eligible owner-occupier purchase. Calculated on a dutiable value of $700,000.00. | $17,048 |
|---|
| Home Buyer Concession Scheme (full exemption)From 1 July 2026 the ACT charges no conveyance duty under the Home Buyer Concession Scheme: no income test, no property value cap. All buyers and their partners must not have owned property in the last 5 years, and at least one buyer must live in the home for at least 12 months. | -$17,048 |
|---|
| Mortgage registration feeFlat land registry fee to register the lender’s mortgage on the title. | $184 |
|---|
| Transfer registration feeLand registry fee to register the transfer: $496.00 base plus $0.00 per $100,000.00 (or part) above $0.00. | $496 |
|---|
| Duty payable | $0 |
|---|
Calculated from the published rates. Not yet compared with an official worked example.
$450,000 vacant land, first home buyer
| Transfer duty (home concession rate)The ACT charges lower conveyance duty on eligible owner-occupier transactions. At least one buyer must live in the home for a continuous period of at least one year, starting within a year of settlement. Vacant-land treatment shown here assumes an eligible owner-occupier purchase. Calculated on a dutiable value of $450,000.00. | $6,708 |
|---|
| Home Buyer Concession Scheme (full exemption)From 1 July 2026 the ACT charges no conveyance duty under the Home Buyer Concession Scheme: no income test, no property value cap. All buyers and their partners must not have owned property in the last 5 years, and at least one buyer must live in the home for at least 12 months. | -$6,708 |
|---|
| Mortgage registration feeFlat land registry fee to register the lender’s mortgage on the title. | $184 |
|---|
| Transfer registration feeLand registry fee to register the transfer: $496.00 base plus $0.00 per $100,000.00 (or part) above $0.00. | $496 |
|---|
| Duty payable | $0 |
|---|
Calculated from the published rates. Not yet compared with an official worked example.
$700,000 established home, investor
| Transfer dutyCalculated from the published ACT transfer duty brackets on a dutiable value of $700,000.00. | $20,040 |
|---|
| Mortgage registration feeFlat land registry fee to register the lender’s mortgage on the title. | $184 |
|---|
| Transfer registration feeLand registry fee to register the transfer: $496.00 base plus $0.00 per $100,000.00 (or part) above $0.00. | $496 |
|---|
| Duty payable | $20,040 |
|---|
Calculated from the published rates. Not yet compared with an official worked example.
$1,600,000 established home, home buyer, not a first home buyer
| Transfer duty (home concession rate)The ACT charges lower conveyance duty on eligible owner-occupier transactions. At least one buyer must live in the home for a continuous period of at least one year, starting within a year of settlement. Vacant-land treatment shown here assumes an eligible owner-occupier purchase. Calculated on a dutiable value of $1,600,000.00. | $72,640 |
|---|
| Mortgage registration feeFlat land registry fee to register the lender’s mortgage on the title. | $184 |
|---|
| Transfer registration feeLand registry fee to register the transfer: $496.00 base plus $0.00 per $100,000.00 (or part) above $0.00. | $496 |
|---|
| Duty payable | $72,640 |
|---|
Calculated from the published rates. Not yet compared with an official worked example.
$700,000 established home, home buyer, not a first home buyer
| Transfer duty (home concession rate)The ACT charges lower conveyance duty on eligible owner-occupier transactions. At least one buyer must live in the home for a continuous period of at least one year, starting within a year of settlement. Vacant-land treatment shown here assumes an eligible owner-occupier purchase. Calculated on a dutiable value of $700,000.00. | $17,048 |
|---|
| Mortgage registration feeFlat land registry fee to register the lender’s mortgage on the title. | $184 |
|---|
| Transfer registration feeLand registry fee to register the transfer: $496.00 base plus $0.00 per $100,000.00 (or part) above $0.00. | $496 |
|---|
| Duty payable | $17,048 |
|---|
Calculated from the published rates. Not yet compared with an official worked example.
General information only, not personal financial or credit advice. Figures are calculated from published state and territory rules for the scenarios shown. They do not confirm eligibility for any concession or scheme, assess borrowing capacity or replace a quote from a conveyancer or the relevant revenue office.
Not included in these figures:
- Foreign purchaser surcharge duty and land tax.
- Off-the-plan, pensioner, senior and other special concessions not listed on each state page.
- First home owner grants and other cash grants, which are paid separately and do not reduce duty.
- Eligibility conditions such as residence periods, citizenship, prior ownership and income tests. The first home figures assume every condition is met.
- Conveyancing, lender, inspection and insurance costs.
