What's available to you in South Australia
$15,000 Grant
For eligible new homes, with no price cap
Zero Stamp Duty
For eligible purchases, with no price cap
No Price Limits
State grant and duty relief
Property value: SA removed the price caps in June 2024. Eligible buyers of a $2M new home can receive the same $15k grant and duty exemption as eligible buyers of a $500k new home.
Federal scheme options in SA
Nationwide| Scheme | Deposit | Who it suits | Key benefit |
|---|---|---|---|
| 5% Deposit Scheme (General stream) | 5% | First home buyers (or not owned in 10 years) | Avoid LMI via government guarantee |
| 5% Deposit Scheme (Single Parent stream) | 2% | Single parents/guardians with a dependent | No LMI; not restricted to first home |
| Help to Buy (shared equity). Try the calculator | 2%+ | Low‑to‑middle income buyers | Government equity lowers loan size and repayments |
| First Home Super Saver (FHSS) | N/A | Savers building a deposit | Tax‑advantaged savings via super |
Check eligibility for each program separately. Federal schemes have their own property price caps.
SA 5% Deposit Scheme Property Price Caps
Note: While SA has no state property caps, federal 5% Deposit Scheme limits still apply. Reviewed July 2026.
See what this could mean in dollars: my free cost to complete calculator estimates SA stamp duty, first home buyer concessions and the total cash you may need to complete a purchase at your price point.
South Australia programs
First Home Owner Grant (new homes)
- Grant: $15,000 for new homes.
- Property cap: None since June 2024.
- Applies to: New builds, house and land packages, off-the-plan.
- Residency: Must occupy as principal place of residence.
Stamp duty relief (no caps)
- New homes: Full exemption at any value.
- Vacant land: Full exemption at any value.
- Eligibility: Check the buyer, property and occupancy requirements.
- Start date: Contracts from 6 June 2024.
SA stamp duty examples
These examples assume the buyer and purchase qualify for the exemption. The property value alone doesn't establish eligibility.
Important things to know
Contract after June 6, 2024
The no-cap policy only applies to contracts signed on or after June 6, 2024.
New homes only
The $15k grant and stamp duty relief are for new construction and vacant land - not existing homes.
You need to live there
Must be your main residence for the required continuous period. Keep records.
Federal schemes have caps
The Australian Government 5% Deposit Scheme has its own property price caps. Other federal programs have separate eligibility requirements.
Policies can change
Check the current rules before signing a contract.
Check your SA eligibility
I'll help check which grants and concessions may apply and estimate your buying costs.
Still working it out? See how the process works, step by step, or start with the First Home Buyer Guide.
Stamp duty at each price
Duty for investors, home buyers and first home buyers at 27 prices, with the rate tables and worked examples: South Australia stamp duty figures.
Official sources
- First home owner grant details, RevenueSA
- First home owner grant eligible properties, RevenueSA
- Stamp duty relief for eligible first home buyers, RevenueSA
Main figures on this page were checked against these sources on 25 September 2026.