Banks speak jargon. I speak your language. Get clear answers, personal advice, and the confidence you're never paying more than you should.
Straightforward advice, no finance-speak
A strategy built around your goals
Your advocate, every step of the way
Expert help to navigate grants & simplify your first purchase.
Unlock hidden savings & better rates when you refinance.
Unbiased advice focused solely on your best outcome.
Get professional guidance without paying broker fees.
I'm Jai, founder of Raynor Lending Solutions. After years working within the banking system, I saw how loyalty was often 'rewarded' with higher rates, while the best deals went to new customers. Banks rely on the fact that most people don't shop around.
That didn't sit right with me. Australians deserve transparency and a fair go when it comes to their biggest financial commitment.
That's why I started Raynor Lending Solutions – to be the advocate in your corner. I demystify the mortgage process, compare options from over 50 lenders, and fight to ensure you're not paying a cent more than necessary. Consider me your friend in finance, dedicated to your financial wellbeing.
"I'm not here to sell you a loan. I'm here to find you the right loan. One that fits your goals, your lifestyle, and your future plans. Let me handle the banks, so you can focus on what matters most to you."
Expert guidance for every step of your property and finance journey.
Get the keys with confidence—clear advice, grant help, and no surprises.
Lower your repayments and unlock better rates, hassle-free.
Smart lending strategies to help you build wealth with property.
Tailored solutions for business growth, cash flow, and asset purchases.
Expert help with SMSF, trusts, and complex structures—so nothing holds you back.
No more confusion, missed savings, or feeling left behind. Here's how I make your journey easier, clearer, and more rewarding.
Stop overpaying on your loan. I'll uncover better rates and options, so you save thousands for your future—not the bank's.
No more jargon or overwhelm. I'll explain every step, check your grant eligibility, and help you get the keys—faster and with confidence.
Your needs change, and so do rates. I'll review your loan every year and push for better deals—so you're always ahead, never left behind.
Here's what happens when you have someone fighting in your corner.
Here's what I do for you (and what banks don't).
✓ I Handle All the Paperwork
No forms, no confusion—just sign and relax. I'll manage every detail so you don't have to.
✓ I Compare 50+ Lenders For You
You get the best deal, not just what one bank offers.
✓ I Negotiate On Your Behalf
I fight for lower rates and better terms, so you save money and stress.
✓ I Review Your Loan Every Year
If there's a better deal, I'll find it—so you never overpay.
✗ You Do All the Paperwork
Every form, every phone call, every follow-up—on your own.
✗ You Only See Their Products
No comparison, no choice—just what the bank wants to sell.
✗ You Negotiate Alone
No one in your corner when it's time to talk rates or terms.
✗ You're Forgotten After Settlement
No one checks if you're still on the best deal.
See what's possible in 2 minutes. These calculators show your potential savings and borrowing power without the sales pitch.
What would you like to calculate?
Estimate how much you could save by refinancing your current home loan.
Calculate Now →Discover your potential borrowing capacity based on your finances.
Calculate Now →No obligation. No pressure. Just a straight-talking conversation about how to beat the banks at their own game.
Evening appointments available by request
